If at all possible, do not leave the FTP settings for your hosting account in your #Joomla configuration. Even if you have "Enable FTP" set to "no," your ftp details may still be in the actual configuration.php file of your Joomla install. Should your site be hacked and this info compromised, you could end up in the greatest world of hurt because hackers would then have full access your Joomla folder and present any number of types of hacks instead of your site. How to wipe your FTP settings clear in your Joomla configuration is what today's #maintenancemonday is all about.